Teacher Loan Forgiveness or Cancellation
Teacher loan deferment (postponing payments, sometimes without accruing interest) or cancellation is a benefit that allows eligible educators to temporarily pause or reduce payments. In some cases a portion of their student loan debt can be eliminated while they teach in qualifying schools or subject areas, such as low-income districts or high-need fields.
Through federal programs tied to Federal Student Aid, teachers may qualify for deferment or cancellation/forgiveness, which permanently reduces the loan balance after meeting specific service requirements.
If you are a teacher serving at a low-income school in a school district that qualifies for Title I funding or if you are teaching in a subject-matter shortage area, you may be eligible for student loan forgiveness or deferment.
Visit the Teacher Loan Forgiveness (external) website for more details and eligibility.
Teacher Loan Cancellation (Federal Perkins Loan Cancellation and Discharge)
If you have a loan from the Federal Perkins Loan Program, you may be eligible for loan cancellation or deferment for full-time teaching in certain categories.
Visit the Cancellation (external) website for more details and eligibility.
If you have questions about your student loan, please contact your student loan servicer (external). The Kansas Department of Education does not have access or information on your student loans.
